15 Best Affordable Places To Live In Florida

The warm weather, low cost of living, and vibrant lifestyle make Florida a popular choice for relocation. In 2024, the average cost of living here is 2% lower than the national average. We  have picked fifteen amazing places to live in Florida that are unique in their own way.

Our compilation draws from a wide range of online sources, ensuring a diverse collection of destinations. Explore each to discover which one captivates your interest the most


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This city on Florida’s Gulf Coast is a haven for arts and culture enthusiasts. It has beautiful beaches where you can unwind. It also has world-class museums like the Ringling Museum of Art and a vibrant downtown area with theaters and restaurants. Sarasota has plenty of outdoor activities, with kayaking, fishing, and biking opportunities aplenty.


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If you’re looking for an affluent coastal town with a relaxed vibe, Naples is the place for you. It is known as a southwest Florida gem. It is because it has pristine beaches, upscale shopping, and championship golf courses. Naples also has a thriving arts scene and plenty of opportunities to enjoy the outdoors. From kayaking in the mangroves to hiking in the nearby Everglades National Park, you can do it all.


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Melbourne, also known as the “Space Coast”. Hence, it is a great option for families and anyone interested in science and technology. The city is home to the Kennedy Space Center, where you can learn about the history of space exploration. You can even watch a rocket launch there if you are lucky. Melbourne also has a beautiful beachfront, a charming downtown area, and plenty of parks and recreation options.


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Jacksonville is Florida’s largest city. It offers a little bit of everything, from stunning beaches to a lively downtown core. It has a rich history and a vibrant culture. You can visit museums and art galleries and enjoy various annual events. The city is also home to several Fortune 500 companies. Needless to say, it is a great place for young professionals.


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Tampa is a major city on Florida’s west coast, with a booming economy and a vibrant nightlife scene. The city is home to Busch Gardens amusement park, the Tampa Bay Buccaneers NFL team, and the Tampa Bay Lightning NHL team. There are also plenty of beaches, parks, and historical sites to explore in Tampa. If you’re looking for a city with something for everyone, Tampa is a great choice.


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Nestled in Florida’s Panhandle, Pensacola offers a historic charm and a touch of Southern hospitality. The city is home to stunning beaches like Pensacola Beach. Along with that, it also boasts historical sites like Fort Barrancas National Seashore. Pensacola is also a haven for outdoor enthusiasts. You can do kayaking, fishing, and hiking, and there are plenty of opportunities. It has a lower cost of living compared to other parts of Florida, making it a budget-friendly option.

Daytona Beach

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If you’re a racing enthusiast, Daytona Beach is your dream come true. This east coast city is world-famous for the Daytona International Speedway, which hosts the Daytona 500 every year. Daytona Beach isn’t just about racing, though. The city also has a beautiful beachfront with plenty of opportunities for swimming, surfing, and sunbathing. There’s a lively bar and restaurant scene, especially on Daytona Beach’s Pier.


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The “Theme Park Capital of the World”, Orlando needs no introduction. It is the Home to Walt Disney World, Universal Orlando Resort, and SeaWorld Orlando. So this city is a paradise for families and anyone who loves amusement parks. Beyond the theme parks, Orlando also has many cultural attractions, excellent shopping, and a wide range of restaurants. If you’re looking for a place with something to do for everyone, Orlando is a great option.


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Florida’s capital city, Tallahassee, uniquely blends Southern charm and cosmopolitan vibes. The city is home to Florida State University and Florida A&M University. This creates a youthful and energetic atmosphere in Tallahassee. It also has a thriving arts scene, with museums, theaters, and a variety of annual events. The city also boasts a number of parks and green spaces, perfect for nature lovers.

Fort Myers

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Fort Myers is a popular destination for retirees and families. Situated on Florida’s southwest coast, it has a relaxed atmosphere and beautiful beaches. Perfect for soaking up the sun. Fort Myers also has stunning barrier islands in Southwest Florida. Popular ones include Sanibel Island and Captiva Island. The city has a rich history and a variety of cultural attractions, including the Edison and Ford Winter Estates.


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Nicknamed “The Sunshine City,” St. Petersburg has art, stunning beaches, and a walkable downtown core. This West Coast city boasts world-class museums like the Dali Museum and the Museum of Fine Arts. Along with that, it also has a thriving craft brewery scene and energetic nightlife. For outdoor enthusiasts, there are plenty of opportunities. You can choose from kayaking, paddleboarding, and biking along the scenic waterfront.

Fort Lauderdale

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Fort Lauderdale is often referred to as the “Venice of America” because of the canals. It is a popular destination for boaters and yachters. This southeastern Florida city offers a luxurious vibe. Here, you have upscale shopping, fine dining, and a lively nightlife scene. Fort Lauderdale also boasts beautiful beaches and sports like deep-sea fishing and scuba diving.


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“The City of Oaks,” Gainesville offers a unique blend of college town energy and natural beauty. It is also the home to the University of Florida, therefore having a youthful and vibrant atmosphere with a thriving sports scene. The city is surrounded by natural springs and lush greenery. You will find ample opportunities for hiking, biking, and kayaking.

Boca Raton

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Boca Raton is known for its affluence and sophistication. Here, you get a relaxed lifestyle with a touch of luxury. This city boasts beautiful beaches, world-class golf courses, and a renowned art museum. Boca Raton is also culturally rich and vibrant, with many outdoor activities. The city is a haven for retirees and families seeking a safe and upscale community.

Key West

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Located in the heart of the Florida Keys, Key West offers a one-of-a-kind island experience. This place is known for its pastel-colored conch houses, quirky charm, and laid-back atmosphere. Key West is also a popular destination for fishing, snorkeling, and diving. The city is also home to a lively Duval Street. Here you’ll find lined out bars and restaurants with a Caribbean flair.

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