Living in a peaceful mountain retreat is a dream for many, but it doesn’t have to break the bank. While popular spots like Aspen may be out of reach, there are hidden gems that offer stunning scenery and affordable living. These mountain towns combine breathtaking landscapes with friendly communities and a slower pace of life.
To enjoy mountain living on a budget, explore these affordable and beautiful destinations.
Presidio, Texas
Standard Property value: $123,805
Presidio offers a unique desert mountain experience. Located near the Mexican border, this small town boasts stunning landscapes and a low cost of living. While it’s a bit remote, its proximity to Big Bend National Park makes it a haven for outdoor enthusiasts. Residents enjoy clear skies, starry nights, and a strong sense of community. Nestled near Chinati mountains, Chinati Hot Springs has been a local treasure for over a century. These mineral-rich waters, maintained at a constant 110 degrees, have long been revered for their healing qualities.
Robbinsville, North Carolina
Standard Property value: $161,878
Nestled in the Smoky Mountains, Robbinsville offers a peaceful escape. Surrounded by the expansive Nantahala National Forest, which covers 68% of the county, visitors can enjoy pristine nature and a slower pace of life among just 705 residents. With a cost of living 18.7% lower than the national average, it’s an affordable option for those seeking tranquility in a small, close-knit community.
Roanoke, Virginia
Standard Property value: $265,317
Roanoke, Virginia, offers a refreshing change of pace. The Greater Roanoke Valley is home to approximately 300,000 residents. Unlike its Virginia namesake, known for the mysterious Lost Colony, this mountain town exudes a tranquil charm. Nestled in the Blue Ridge Mountains, it’s a great place for outdoor enthusiasts, with many hiking trails and natural wonders nearby.
With a BestPlaces score of 80.9, it’s significantly less expensive than the national average, especially when compared to other parts of Virginia. This means you can enjoy a comfortable lifestyle without breaking the bank.
Floyd, Virginia
Standard Property value: $273,168
Floyd, Virginia, offers a slower pace of life and a strong sense of community. Immerse yourself in the vibrant cultural scene, exploring local galleries and studios, and enjoying the town’s renowned music festivals. You can embrace sustainable living with locally sourced food and a focus on environmental responsibility. The town’s affordability and cost of living index, which is 64.32 makes it an ideal place to live in. If you love wine, Chateau Morrisette is a famous and charming winery at Milepost 171.5 on the Blue Ridge Parkway.
Eureka Springs, Arkansas
Standard Property value: $306,809
Known for its Victorian architecture and natural beauty, Eureka Springs is a beautiful town. With underground springs, caves, and hiking trails, outdoor adventures abound. The cost of living in Eureka Springs is 84.8 which is 15.2% lower than the national average, making it an affordable option to live in. The town’s historic downtown offers unique shops, art galleries, and a vibrant nightlife. Its population in 2024 is estimated at 2,200 residents.
Ellijay, Georgia
Standard Property value: $391,287
Situated amidst lush forests, rolling hills, and crystal-clear rivers, Ellijay, Georgia, offers a serene mountain retreat. People can indulge in outdoor activities like hiking, fishing, and exploring the nearby Chattahoochee National Forest. The town’s charming downtown features inviting shops, cozy cafes, and local wineries, perfect for strolls and relaxing afternoons.
Ellijay, Georgia, the county seat of Gilmer County, had an estimated population of 1,975 in 2024. The town has a growth rate of 1.91% per annum. The cost of living is 4.9% lower than the national average, making it a peaceful and affordable mountain town.”
Ogden, Utah
Standard Property value: $391,380
Ogden is a dynamic city where the mountains meet urban life. As a gateway to Utah’s world-renowned ski resorts Snowbasin, Powder Mountain, and Nordic Valley, it’s a winter wonderland for outdoor enthusiasts. Nestled in the Uinta-Wasatch-Cache National Forest, it offers unparalleled access to the great outdoors.
The cost of living in Ogden is very affordable, with groceries costing 7.7% less, utilities costing 4.3% less, transportation costing 13.1% less, and miscellaneous expenses costing 8.3% less than the national average. It has a population of 87,257 people. The town offers outdoor adventure, cultural attractions, and a fascinating history, having something for everyone.
Maggie Valley, North Carolina
Standard Property value: $392,188
Maggie Valley offers a tranquil escape nestled amidst the stunning Great Smoky Mountains. Renowned for its welcoming atmosphere and picturesque surroundings, this charming town provides a genuine taste of Southern hospitality. Maggie Valley, North Carolina, had a population of approximately 2,200 people. Utilities are affordable, and there are many grocery stores that offer competitive prices.
Taos, New Mexico
Standard Property value: $451,160
Taos blends Native American culture, art, and stunning natural beauty. The town is renowned for its ski resort and the historic Taos Pueblo, which offer a unique experience. The majestic St. Francisco de Asis church is set against the backdrop of a breathtaking landscape stretching between the towering Rocky Mountains and the dramatic Rio Grande Gorge bridge, the 5th highest bridge in the US.
The average cost of living in Taos, New Mexico is 4% lower than the national average. A family of four would need to earn $80,687 per year to make a comfortable living in Taos.
Colorado Springs, Colorado
Standard Property value: $459,163
If you are looking to relocate to Colorado, you can consider living in Colorado Springs. It is a gateway to the Rocky Mountains, offering breathtaking scenery and endless outdoor opportunities. The cost of living in Colorado Springs is 5% higher than the national average, but it’s more affordable than Denver, Colorado’s capital city. With world-class hiking, biking, and skiing, it’s a haven for adventure seekers. The town also boasts a robust military presence, a vibrant arts scene, and a growing economy.
Asheville, North Carolina
Standard Property value: $480,196
Situated in the Blue Ridge Mountains, Asheville, North Carolina, offers a captivating blend of natural beauty, cultural richness, and artistic vibrancy. Asheville boasts affordable neighborhoods for those seeking a comfortable retirement. Asheville, North Carolina, had an estimated population of 95,216 in 2024, with a current annual growth rate of 0.17%. The cost of housing in Asheville, NC, is 4% lower than the national average. If you wish to relocate here, it will be an affordable option to enjoy a mild climate, year-round festivals, and breathtaking views of the surrounding mountains.
Red Lodge, Montana
Standard Property value: $514,301
Red Lodge is a charming mountain town surrounded by breathtaking scenery. Known for its world-class skiing, the area also offers hiking, fishing, and exploring Yellowstone National Park opportunities. The overall cost of living index for Red Lodge is 91.2, which indicates that living in Red Lodge is more affordable than most places across the US. Red Lodge offers a tranquil and adventurous lifestyle, with a tight-knit community and a focus on outdoor activities.