It is easy to get caught up in the excitement when you are buying a new car. However, you need to watch out for dealerships pushing add-ons that sound essential but often just drain your wallet. Knowing these can help you confidently skip them.
Overpriced Warranties
Dealerships often push extended warranties, claiming they will save you money on future repairs.
An average additional cost for these extended protection policies for Americans is $2,500. The majority of new automobiles have extensive warranties from manufacturers. Many car owners end up paying for coverage they never need. It is smarter to save that money for potential repairs yourself, as modern cars are generally reliable.
Rustproofing and Undercoating
Modern cars are built with good corrosion resistance, making additional rustproofing and undercoating unnecessary. Dealerships may push this service, but it is usually overpriced ranging from $500 to $1,000.
Moreover, rustproofing as well as undercoating can trap moisture, potentially causing more harm than good. Regular washing and waxing, especially in winter, is usually sufficient protection.
Paint Protection
Salespeople in your car dealership might insist on paint protection packages, saying they will keep your car looking new. These packages can range from $1,000 to $8,000 or more, offering minimal additional benefits. However, most new cars already have decent paint protection from the factory. Regular washing and waxing can achieve similar results at a fraction of the cost.
Fabric Protection
Dealerships often try to sell fabric protection treatments ranging over $100, claiming they will guard against stains and spills. In truth, most modern car interiors are already stain-resistant. These treatments are usually just expensive sprays that you could apply yourself for much less. Regular cleaning and prompt attention to spills are usually efficient. It is important to not fall for this unnecessary upsell.
VIN Etching
Vehicle Identification Number (VIN) etching is touted as a theft deterrent. While it sounds impressive, its effectiveness is questionable. The cost of this work can be $250 or more at dealerships. Most modern cars already have numerous VIN markings. Professional thieves are not typically deterred by etched windows. However, if you want this service, you can purchase DIY kits for a fraction of the dealership’s price.
Gap Insurance
If your car is totaled, gap insurance pays the difference between what you owe and the car’s worth. While it sounds useful, it is usually overpriced at dealerships and increases your insurance premiums by $40 to $60. This coverage is available at a substantially reduced price on many auto insurance policies. If you need it, you can check with your insurance provider first before taking it from a dealership.
Unnecessary Accessories as Add-Ons
Dealerships many-a-times push their accessories, like floor mats or cargo nets. These are usually marked up significantly compared to aftermarket options. While convenient, you are paying a premium for items you can easily get elsewhere for less. Research alternatives before agreeing to dealer-installed accessories.
Nitrogen-Filled Tires
Dealerships might push nitrogen-filled tires, claiming better pressure retention and fuel efficiency. However, regular air is already 78% nitrogen. This minimal benefit does not justify the cost which can range between $80 to $150 or more per tire. In any case, you will need to top off your tires- usually with standard airfills. The difference in performance is negligible for most drivers.
Wheel Locks
While wheel locks are marketed as a theft prevention measure, they are usually unnecessary. Most factory wheels are not valuable enough to attract thieves. These locks can be a hassle when you need to change a tire. If you want them, aftermarket options are much cheaper. Wheel locks typically cost between $30 and $70. However, if you purchase them from dealerships it can cost you $100 or sometimes even more.
Pinstriping
Pinstriping is a way to customize your car. This service, which typically costs between $50 and $100, may be offered at double the price by dealerships. However, this thin decorative line can look dated quickly. If you want pinstriping, you can look for much cheaper aftermarket options. Many car owners regret this purely cosmetic add-on. That is why, you can save on for more meaningful customizations or leave your car’s appearance as it is.
Window Tinting
While window tinting can be useful, dealership prices are usually inflated. You may be charged $500 or above while the average cost ranges between $100 to $400. Local shops offer better quality tinting at lower prices. Additionally, factory-tinted windows or many new cars may be sufficient. If you decide to tint, you can research local options rather than letting dealerships convince you their overpriced tinting is the only choice.
Key Replacement Insurance
Many dealerships might offer key insurance, claiming it will save you if you lose your keys. However, this is often an overpriced service ranging from $50 to $500. Auto insurance policies and many credit cards offer similar coverage. Modern key fobs are expensive, but not as much as years of key insurance payments. You should consider alternatives before buying this add-on.
Engine Treatment
Salespeople might push engine treatments, claiming they will extend your engine’s life. These services in a dealership can range from $100 to $6,000 and above. However, modern engines are well-designed and do not need these additives. Frequent maintenance and oil changes are more efficient. These expensive procedures offer negligible to no benefits.
Appearance Packages
Dealerships often push appearance packages, including body kits or special services. They are usually overpriced and may not add real value to your car. If you want to customize your car’s look, you can look for other options outside a dealership which are typically cheaper and offer more variety.
Windshield Protection Plans
Windshield protection from dealerships can cost $250 to $500 or more. They claim it will save you from chips and cracks. However, modern windshields are durable, and most comprehensive car insurances cover such damage. These plans are overpriced and offer minimal benefits.